Solutions You can Trust at Your Fingertips

Digital Identity Intelligence Network

Zumigo builds a set of identity fraud prevention products and solutions upon a robust, real-time platform that offers a unique set of services and capabilities. At the core is the proprietary Digital Identity Intelligence Network. This network forms the foundation of trust by leveraging diverse, real-time, and authoritative data that offers a comprehensive view of the consumer identity:

• Direct Carrier Integration: Deep integrations with over 800 global Mobile Network Operators (MNOs) provide unparalleled access to real-time subscriber information and network-level signals. This includes critical data for Silent Network Authentication (SNA), SIM swap detection, call forwarding status, number porting, and device deactivation alerts, offering accuracy not available through indirect means.
• Extensive Partner Identity Network: We integrate with a wide range of vetted partners for PII verification (e.g., name, address, DOB), email intelligence, bank/payment account validation, and broader risk assessment. The partners are part of a proprietary orchestration network, and configured to meet specific customer needs.
• Device-Level Data: Our client-side SDKs capture device-specific information, including device fingerprinting and behavioral biometrics, for a richer assessment of risk.
• Consumer-Provided Data: Our capabilities include processing identity document images and biometric information (e.g., selfies for liveness checks) during the verification process, to enable step-up authentication in account onboarding or in high-risk transactions.
• Data Analysis and Risk Scoring: We currently employ robust analytics to process these signals, connect PII elements, and provide holistic risk scores and granular risk indicators.

We operate with a strong emphasis on privacy and security by design, adhering to global regulations and protecting PII. We are ISO 27001 and SOC2 Type 2 certified.