Real-Time & Batch Sanctions Screening Solutions

Close the compliance gaps that manual, periodic screening leaves open.

The Challenge

Businesses operating across digital channels must ensure they are not transacting with sanctioned individuals or entities — at onboarding, across existing accounts, and as sanctions lists change over time. Manual screening processes create gaps between checks and generate false positives that slow down operations and increase compliance risk.

The problem compounds over the life of a customer relationship: a customer who was clean at onboarding can later appear on an updated sanctions or PEP list, and without continuous re-screening, that exposure goes unnoticed until an audit or a regulator finds it first.

How Zumigo Solves It

Zumigo Assure Sentinel provides real-time and batch sanctions list screening that identifies sanctioned customers instantly and monitors the existing customer base continuously. Specifically, it can:

• Screen individual customers in real time at onboarding or point of transaction via API
• Run scheduled batch screenings across the full customer portfolio, with automatic re-screening triggered by sanctions list updates — not just a fixed calendar
• Screen against all major global sanctions lists, including EU Consolidated, US OFAC SDN, US Entity List, US Denied Persons List, and UK OFSI, with optional country-triggered list sets for specific markets
• Screen for Politically Exposed Persons (PEPs) and adverse media, surfacing reputational and conduct risk alongside sanctions hits
• Summarize every screening event with AI-generated, plain-language assessments — who matched, why, against which list, and how strong the signal is — so analysts move from raw search results to an informed starting point in seconds

How It Works

1. A customer or transaction is submitted for screening via API (real time) or as part of a scheduled batch run.
2. Assure Sentinel checks the identity against all configured sanctions, PEP, and adverse media sources.
3. For any hits, the AI summarization layer produces a concise assessment of the match, which an analyst reviews via the web-based console alongside the underlying source documents.
4. The final compliance determination is made by the analyst; the result, decision, and AI summary are all captured in a full audit trail.
5. The enrolled customer base is automatically re-screened whenever a relevant sanctions list changes, closing the gap between scheduled reviews.

Related Products

• Assure Sentinel: The core sanctions, PEP, and adverse media screening product, available via API and web console.
• Assure Identity: Confirms the underlying identity (name, address, phone) being screened is accurate before screening runs.
• IDV Builder: Add sanctions screening as a step in a broader onboarding workflow without custom engineering.

Why Zumigo

• Meet export control and sanctions compliance obligations for both B2C and B2B customer bases across multiple markets
• Cut review time and decision friction with AI-generated summaries that distill every document and match into a clear assessment
• Eliminate compliance gaps with continuous, list-update-triggered monitoring instead of fixed-schedule re-screening
• Screen at enterprise scale — built to handle billions of screening transactions annually with sub-second response times and 99.5% availability
• Maintain a complete, exportable audit trail for every screening event to support regulatory reporting and internal governance

FAQ

What sanctions lists does Zumigo screen against?

Assure Sentinel covers all major global sanctions lists, including the EU Consolidated list, US OFAC SDN, US Entity List, US Denied Persons List, and UK OFSI, with optional country-specific list sets for particular markets.

What’s the difference between real-time and batch screening?

Real-time screening checks an individual or business at the moment of onboarding or transaction via API, returning a result in milliseconds. Batch screening re-checks the entire enrolled customer portfolio on a schedule, with additional automatic re-screening whenever a relevant list is updated.

Does Zumigo also screen for PEPs and adverse media?

Yes. Beyond sanctions lists, Assure Sentinel screens for Politically Exposed Persons and adverse media coverage, supporting risk-based due diligence that goes beyond regulatory minimums.

How does the AI summarization feature work, and who makes the final decision?

The AI reads all documents and potential matches surfaced during a screening event and produces a plain-language summary of who matched, why, and how strong the signal is. It’s designed as decision support, not decision automation — the final compliance determination remains with the analyst, and every AI summary is captured in the audit trail alongside the source documents.